Personal Year 4

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Delays, Hardships, Hindrances, More Effort
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You made many changes within three years. Now, it is time to examine them to determine whether or not they are sustainable.

 

Personal Year 3 was a year of buoyancy, marked by a period when most situations and financial matters presented no cause for concern. This is a year to BUCKLE DOWN, especially when it comes to budgeting, work, family, and home obligations, and health matters! Examine your business basics, financial liabilities, business processes and procedures, contracts, staffing needs, insurance papers, family essentials, house repairs, living arrangements, and career direction.

 

Get ready for long, exhausting hours at work, coupled with heavy family demands. For individuals aged 49 and older, prioritizing your health may be essential. This year, you may need to take on a part-time job, juggle responsibilities with the kids, grandkids, or care for sick parents or grandparents, or you may have to work extra hours at the office. This year concerns your auto repairs and household items: appliances, water pipes, air conditioners, and issues like a leaky roof or malfunctioning garage doors, all of which can be costly.

 

By late January, you may notice that something about your life is changing, and perhaps even something related to your family or place of residence will change in February. In all likelihood, by March, you start to feel exhausted and discontented with the decisions you have made up to now.

 

Your health may also be a concern, so be sure to adjust your schedule in March, get some rest, and reflect, as you will need to give it your all in June.

 

This is a year to put your home life, legal, financial, debts, marriage, and health matters (yours or your kids) in order. Debt can accumulate for various reasons, such as health issues, home repairs, or legal troubles.. Outstanding debts often lead to calls from debt collectors.

 

Work hours will probably be less flexible, so keep things at home organized. This is a practical year, one that requires a business-like and focused approach. Throughout the year, pay attention to your emotional and physical health, as well as any potential heart problems. In June, your energy level rises, and so does your determination and stubbornness.

 

The weight of the year is evident in June, and you will certainly need more energy now. Once again, November is likely a very stressful month on the home front and/or with health. An ongoing situation(s) could come to a head or wrap up as early as November or as late as April of Personal Year 5.

 

Be forewarned: In all likelihood, you will encounter the law at some point this year, so be very careful. Keep in mind that confronting the law could simply mean you need assistance from the police due to a robbery, auto accident, speeding ticket, or domestic dispute, etc.

 

Plan to take a little time for yourself in December; you'll need it! In December, if you don't take the time to rest and reflect, you may experience an unexpected accident or illness that will compel you to do so. For some, a move is on the agenda in your Personal Year 5, so take the time to determine when, why, and where you want to relocate. Be cautious about overspending! Make self-care a priority throughout the year!  No matter what challenges you face, it’s essential to prioritize your physical and financial well-being. ​

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